Luna Tail|Lunacy, Crabiness, Life

Yes, I do it. I overspend. Fortunately I don’t overspend to the point where I am in debt, but I overspend to the point where every payday (like today) I’m scraping the bottom of my bank accounts to pay the credit card off and make sure all the bills are paid for.

Granted I have lots of little funds that I put money into each paycheck… the animal health/food fund, the Christmas fund, the vacation fund (that is empty now thanks to the cruise), the dog sports fund, the Taxes & Insurance fund, and the Mortgage and Utilities fund. So to the average un-anal person I probably seem like I have a lot of money.

However, lately here at the State of Utah, they are talking about layoffs. So instead of getting by by the skin of my teeth every month, I need to stop spending. I get bored, I spend money and I eat, both bad things.  I get afraid or PMSey (it’s day 22 now) or just stress, okay heck, it doesn’t take much for me to spend money! I’m actually glad that I have money to spend instead of going into debt. I don’t think I’d let it go that far.

And no I’m stressed about the layoffs. I have 20 years with the State.  I always knew that retiring at age 46 would be too good to be true. That’s probably why I’m so nervous about it.  I have less than 5 years and I can buy out 5 years and retire. And then, hopefully, I’ll have a pension for the rest of my life and not have to worry about money.. as much.

So it depends on what the legislature decides this session. They go into session on January 20 and are done sometime in March. Hopefully they won’t say our departments have to cut much more money out. Last year this time we had a huge surplus. Amazing how fast that can change.  Whoever predicted the revenue for this year.. well, they just sucked! Maybe that person should be laid off?  =P